holiday home insurance

Policy Wording

The document is supplied for you to download as a PDF and provides important information about the insurance policy.

The policy is written in “easy to understand” English.

If you are a policyholder, check your schedule to see which sections are in force and any clauses or endorsements that are applicable.

Policy Wording
PDF Document

This contains important information about our home insurance

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Overseas home insurance

This comprehensive holiday homes insurance covers Austrian, Belgian, Cypriot, Danish, Dutch, Egyptian, Estonian, Finnish, French, German, Greek, Hungarian, Icelandic, Irish (ROI), Italian, Latvian, Liechtensteinian, Maltese, Norwegian, Polish, Portuguese, Romanian, Slovakian, Slovenian, Spanish, Swedish, Swiss, Turkish, UAE, UK properties. If you own or are purchasing a house in any of these countries, we can offer property insurance for building and contents, whether your property is occupied or unoccupied.

Second home insurance in the UK

As an owner of a holiday home in the UK, you will need specialist second home insurance to make sure you are covered for the specific perils associated with the property being unoccupied or let short term.

Policy Wording

As the owner of a Holiday home overseas or in the UK, it is vital that you fully understand the extent and limitations of your insurance policy. Do you have the cover for legal liability for domestic employees? What restrictions are in place in letting or if the property is unoccupied etc? If your holiday home house insurance policy has been placed through a Spanish, French, Italian,or Turkish insurance company etc. it is more likely that you simply do not know.