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Spanish holiday home insurance

Insured Abroad in association with Intasure offer a comprehensive specialist insurance service for holiday homes in Spain.

Underwritten by one of the world’s leading insurers, Lloyd’s of London, the policy meets the specialist requirements of overseas holiday homes in Spain and includes essential features such as cover when the property is occupied or unoccupied, or let short term as a holiday let or long term, plus public liability cover up to £5m.

At Insured Abroad you can fill in a simple form to get an online quote for your holiday home insurance in Spain, simply click here to start the process.

Alternatively if you would rather get a quote over the phone simply click here and one of our representatives will call you back.

Holiday Home Insurance Spain
Special Conditions

Spanish holiday home insurance differs slightly from insurance in the UK as it includes extra cover called 'Consorcio'. This cover insures you against loss following direct material damage to the property insured due to:

  • natural phenomena of an extraordinary kind (e.g. floods, earthquakes, volcanoes etc)
  • events arising out of terrorism, riots or uprisings
  • deeds or actions of the Armed Forces or Security Forces during peacetime

Holiday Home Insurance Spain
Policy Benefits

  • Holiday home insurance cover underwritten by Lloyd's of London
  • Fully comprehensive buildings and contents insurance
  • Your Spanish property is covered whether occupied or unoccupied
  • Your Spanish holiday home is covered if let short term or long term
  • Competitive online insurance rates
  • No claims discount
  • Excess from only £50
  • All holiday home policy documents are in English and if you have an enquiry or claim you talk directly to a UK based, English speaking support team
  • We cover emergency travel, accommodation and temporary accommodation following a major insurance claim
  • Policy covers swimming pool as well as buildings
  • Policy covers public liability of £5m in regards to buildings and contents
  • Policy covers loss of rent following an insurance claim
  • Wider cover than most standard buildings and contents policies
  • Protects your valuable contents - new for old

Get a quote

for your Spanish holiday home





General information

Although at the crossroads of the Atlantic and the Mediterranean, Europe and Africa, Spain was internationally isolated under General Franco's 36 year dictatorship. After his death Spain made the transition to a democratic state and built a successful economy, with King Juan Carlos as head of state.

The constitution of 1978 enshrines respect for linguistic and cultural diversity within a united Spain. The country is divided into 17 regions which all have their own directly elected authorities.

Each region has its own level of autonomy. For example Catalonia, the Basque Country and Galicia have special status with their own language and other rights.


Key facts

  • Full name: Kingdom of Spain
  • Capital: Madrid
  • Population: 44.7 million (official figure 2007)
  • Area: 20,273 sq km (7,827 sq miles)
  • Major Languages: Spanish, Catalan,Valencian, Gallego, Euskera
  • Major religion: Christianity
  • Life expectancy: 76 years (men), 83 years (woman) (UN)
  • Monetary unit: Euro
  • Main Exports: Agricultural products and transport equipment
  • GNI per capita: US $25,360 (World Bank 2006)
  • Internet domain: .es (.cat for catalonia)
  • International dialling code: +34
  • Head of State: King Juan Carlos I
  • Prime Minister: Jose Luis Rodriguez Zapatero
  • Daily Newspapers: El Mundo (daily), El Pais (daily)

Holiday home Insurance for properties abroad and in the UK

If you are looking for insurance for your holiday home abroad or in the UK, Insured Abroad has Specially designed solution for you. Most other policies do not cover the risks associated with holiday homes, so do not take the risk insure online with Insured Abroad for complete peace of mind.

Overseas home insurance for owners of foreign houses

This comprehensive holiday homes insurance covers Austrian, Belgian, Brazilian, Bulgarian, Cypriot, Danish, Dutch, Egyptian, Estonian, Finnish, French, German, Greek, Hungarian, Icelandic, Irish (ROI), Italian, Latvian, Liechtensteinian, Maltese, Montenegrin, Norwegian, Polish, Portuguese, Romanian, Slovakian, Slovenian, Spanish, Swedish, Swiss, Thai, Turkish, UAE, UK properties. If you own or are purchasing a house in any of these countries, we can offer property insurance for building and contents, whether your property is occupied or unoccupied or let short or long term.

Second home insurance for owners of holiday homes in the UK

As an owner of a holiday home in the UK, you will need specialist second home insurance to make sure you are covered for the specific perils associated with the property being occupied and unoccupied or let short term as a holiday let or long term.

Policy Wordings for overseas property, holiday homes and second home in the UK

As the owner of a Holiday home overseas or in the UK, it is vital that you fully understand the extent and limitations of your insurance policy. Do you have the cover for legal liability for domestic employees? What restrictions are in place in letting or if the property is unoccupied etc? If your holiday home house insurance policy has been placed through a Spanish, French, Italian,or Turkish insurance company etc. it is more likely that you simply do not know.